Spendex Pay

What it does

Spendex Pay acts as a financial identity and wallet for AI agents. It enables agents (like Claude Code or Cursor) to independently handle service sign-ups and payments using virtual cards, removing the manual friction of humans entering credit card details during an agent's workflow.

Key features

• Virtual Wallet: Uses Stripe Issuing to provide agents with spendable virtual cards.
• Programmatic Rules: Set per-transaction caps, monthly budgets, and merchant whitelists.
• Identity Management: Agents can create accounts on new services on your behalf with explicit consent.
• Consent Workflow: Integrated tools to request user approval before executing payments.
• Audit Logging: Every transaction is recorded in an immutable log for full transparency.

Installation

• Claude Desktop:

{
  "mcpServers": {
    "spendex": {
      "command": "npx",
      "args": ["-y", "@spendexai/mcp"],
      "env": { "SPENDEX_TOKEN": "spx_..." }
    }
  }
}

• Cursor: Edit ~/.cursor/mcp.json and add the configuration above.
• Claude.ai (web): Add URL https://spendex-mcp.fly.dev/mcp with Bearer token auth.

Supported hosts

• Claude Desktop
• Cursor
• Claude.ai
• ChatGPT